LET A CHRISTIAN DEBT ADVISOR HELP YOU COMPARE DEBT RELIEF SOLUTIONS TODAY! |
Christian Debt Negotiation with your creditors aims to settle your unsecured debts for "less than you owe". Christian Debt settlement through negotiation is an aggressive, yet ethical approach to paying off your creditors at reduced amounts and avoiding bankruptcy. Christian Debt Settlement programs typically require a minimum of $10,000 in unsecured debts. These programs are tailored to your personal financial situation. Debt settlement firms are “for profit” organizations, and therefore, will not provide the services that credit counseling agencies do, such as budget planning and financial counseling. A debt settlement firm lowers your monthly payments by requiring one “reduced monthly settlement payment” as part of their program design.
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Christian Debt Consolidation (sometimes known as Christian Credit Counseling) offers Christian debt relief through an organization classified as a "non profit" entity. Christian Debt Consolidation agencies will assist you in developing a workable budget tailored to your household. Once a certified credit counselor has reviewed your finances, they may set you up with a debt management plan. In this DMP, it is your responsibility to deposit money each month with them. The credit counseling or Christian Debt Consolidation agency then uses these funds to pay your monthly unsecured debts directly, but on your behalf. This method of debt relief is often called debt consolidation because all your unsecured debts are handled with the one monthly payment you are making to the credit counseling agency. Christian Credit counseling and Christian debt consolidation programs are designed to shorten the time it takes to eliminate your debt through both the reduction of your credit card interest rates and the waiving of certain fees charged by your creditors.
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UNSECURED DEBTS WE CAN HELP WITH |
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